Some Middle-Class Families Struggle to Pay for Unsubsidized ACA Coverage

November 12, 2015

The Los Angeles Daily News (Abram, 11/12) reported on “Americans … whose household income is too high to qualify for government subsidies but not enough to shed worries over how to pay their medical bills to receive quality care.” Focusing on California, 400,000 of the 3.8 million currently uninsured people are not eligible for Affordable Care Act (ACA) subsidies, according to the Kaiser Family Foundation. A family of four is ineligible for government ACA subsidies when their household income is greater than $97,000. According to a Gallup poll, “Among those … whose household income is higher than $90,000, 27 percent said the ACA hurt their family.” Peter Lee, the executive director of Covered California, California’s Health Insurance Exchange, said, “What the Affordable Care Act did was bring health care to millions. … It did not make health care cheap.”